Terms of Service
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1. Agreement to Terms
By accessing or using Kapital's services, you agree to be bound by these Terms of Service. If you disagree with any part of the terms, you may not access our services.
2. Use of Services
Our services are available only to users who can form legally binding contracts under applicable law. By using our services, you represent and warrant that:
- You are at least 18 years old
- You have the legal capacity to enter into binding contracts
- You will comply with these terms and all applicable laws
- The information you provide is accurate and complete
3. Financial Services
Our lending services are subject to:
- Credit approval
- Identity verification
- Documentation requirements
- Applicable lending regulations
4. User Accounts
When you create an account with us, you must:
- Provide accurate and complete information
- Maintain the security of your account
- Promptly update any changes to your information
- Accept responsibility for all activities under your account
5. Intellectual Property
The service and its original content, features, and functionality are owned by Kapital and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.
6. Limitation of Liability
In no event shall Kapital, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of the service.
7. Changes to Terms
We reserve the right to modify or replace these terms at any time. We will provide notice of any changes by posting the new terms on our website.
8. Contact Information
If you have any questions about these Terms, please contact us at:
- Email: legal@kapital.com
- Phone: +60 12-345 6789