Privacy Policy

Last updated:

1. Introduction

Kapital ("we", "our", or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our services.

2. Information We Collect

2.1 Personal Information

We collect information that you provide directly to us, including:

  • Name and contact information
  • National identification numbers
  • Employment information
  • Banking and financial information
  • Other information necessary for loan processing

2.2 Automatically Collected Information

When you access our services, we automatically collect:

  • Device information
  • Log data and usage patterns
  • Location information

3. How We Use Your Information

We use the collected information to:

  • Process loan applications
  • Verify your identity
  • Communicate with you about our services
  • Improve our services
  • Comply with legal obligations

4. Information Sharing

We may share your information with:

  • Service providers and business partners
  • Regulatory authorities
  • Credit reporting agencies
  • Law enforcement when required by law

5. Data Security

We implement appropriate technical and organizational measures to protect your personal information. However, no method of transmission over the Internet is 100% secure.

6. Your Rights

You have the right to:

  • Access your personal information
  • Correct inaccurate information
  • Request deletion of your information
  • Object to processing of your information
  • Data portability

7. Contact Us

If you have any questions about this Privacy Policy, please contact us at:

  • Email: legal@kapital.com
  • Phone: +60 12-345 6789