Equipment Financing
Grow Your Business with Smart Financing
Finance your business equipment with flexible terms and competitive rates.
Fast Approval
Get approved within 3 business days
Flexible Terms
6 to 24 months repayment options
High Limits
Up to RM 500,000 financing available
Competitive Rates
As low as 1% monthly interest
Equipment We Finance
From medical equipment to industrial machinery, we finance a wide range of business equipment
Medical & Dental Equipment
- • Dental Chairs & Units
- • X-Ray Machines
- • Diagnostic Equipment
- • Sterilization Equipment
- • Medical Imaging Systems
Manufacturing Equipment
- • CNC Machines
- • 3D Printers
- • Production Line Equipment
- • Industrial Robots
- • Packaging Machines
Optical Equipment
- • Eye Testing Equipment
- • Lens Edging Machines
- • Auto Refractors
- • Slit Lamps
- • Optical Dispensing Tools
Beauty & Wellness Equipment
- • Laser Treatment Machines
- • Facial Treatment Equipment
- • Hair Removal Systems
- • Body Contouring Devices
- • Spa & Massage Equipment
Office & IT Equipment
- • Computer Systems
- • Servers & Networking
- • Printing Equipment
- • Video Conferencing Systems
- • Office Automation Tools
And More
These are just examples of equipment we commonly finance. Contact us to discuss your specific equipment needs - we're flexible and open to financing various types of business equipment.
Discuss Your Requirements →How Equipment Financing Works
A simple and transparent process to finance your business equipment
Submit Application
Complete our simple online application with your business details and equipment requirements.
Quick Assessment
We review your application and business financials within 3 business days.
Equipment Purchase
Once approved, we finance the equipment purchase directly with your chosen supplier.
Easy Repayment
Make fixed monthly payments through automated bank transfers.
Benefits for SMEs
Smart financing solutions for your business growth
Preserve Working Capital
Keep your cash flow healthy by spreading equipment costs over time.
Quick Deployment
Get your equipment quickly and start generating revenue immediately.
Tax Benefits
Potential tax advantages through equipment depreciation and interest deductions.
Scalable Growth
Expand your business capacity without large upfront investments.
Loan Terms & Calculator
Calculate your monthly payments and see our transparent terms
Terms and Details
Loan Amount
Maximum: RM 500,000
Up to 60% of equipment value
Interest Rate
1% per month
Origination FeeCovers the cost of processing the loan application, underwriting, and funding the loan
3% of loan amount
Legal FeesCovers the cost of legal documentation, stamp duties, and other regulatory requirements
2% of loan amount
Late Payment FeeAdditional interest charged on overdue amount
0.5% per day on amount in arrears
Repayment Terms
6, 12, 18, or 24 months
Eligibility
Registered businesses with minimum 1 year of operation
Monthly Payment
Required Documents
Please prepare these documents to speed up your application process
Identity Documents
Copy of all Director(s) NRIC/Passport
Company Information
- • Form 9
- • Business Registration (SSM)
Bank Statements
Latest 3 months bank statements
Financial Statements
Latest Audited Accounts & Management Accounts
Equipment Documentation
- • Equipment Quotation, or
- • Purchase Order (PO), or
- • Supplier Invoice
Frequently Asked Questions
Everything you need to know about Equipment Financing
What types of equipment can I finance?
We finance a wide range of business equipment including machinery, vehicles, office equipment, and technology infrastructure.
How much can I borrow?
You can finance up to RM 500,000 worth of equipment, subject to business qualification and equipment valuation.
What documents do I need?
Required documents include business registration, financial statements, bank statements, and equipment quotation from supplier.
How long is the approval process?
Most applications are approved within 3 business days, with funding disbursed directly to suppliers within 1-2 days after approval.
What happens to the equipment if I default?
The equipment serves as collateral for the loan. In case of default, we may repossess the equipment after proper notice and process.
Can I pay off the loan early?
Yes, you can make early repayments without any penalty. This can help reduce your total interest costs.
Is the equipment insured?
Yes, equipment must be insured throughout the financing period. We can help arrange insurance if needed.
What happens at the end of the term?
Once all payments are completed, you own the equipment outright. We'll release all liens and provide necessary documentation.