Smart financing forevery need
Get the funding you need with industry-leading rates and lightning-fast approval times. No hidden fees, just transparent lending.
Introducing PayAdvance™
Free up your business cash flow and keep employees happy. Fast, transparent, and hassle-free salary advances for your employees.
Hassle-free
Quick and hassle-free salary advances
Low Interest
Up to 1.5% monthly interest rate
Financial Solutions for Every Need
Discover our range of carefully crafted financial products designed to support your business growth or personal goals
Business Solutions
Comprehensive financing solutions to help your business thrive, from working capital to expansion funding.
Established Businesses: Operating for at least 2 years with minimum annual revenue of RM 300,000
SMEs & Startups: Innovative financing options for growing businesses with strong potential
Personal Loans
Flexible financing options to help you achieve your personal goals, from lifestyle needs to asset-backed solutions.
Employed Individuals: Minimum monthly income of RM 1,700 with at least 6 months employment
Asset Owners: Special rates available for property or vehicle owners seeking secured financing
Experience The Kapital Difference
Technology-driven financial solutions with a human touch
One Day Approval
Kick your loan into hyperdrive. Going from application to approval takes weeks for traditional lenders. We do it in a single day.
Transparent Lending
No hidden fees, just transparent lending. We'll never surprise you with unexpected charges.
Low Interest Rates
We offer competitive rates that help you save on interest costs.
Modern Lending
Loans for the 21st century. We're a digital-first lender that uses technology to make the lending process more efficient and transparent.
